The protection against flood damage is an integral part of any Fire & Special Peril Insurance Policy, Material Damage Insurance Policy and a Home Insurance Policy on a building and or its content.
This is often not amplified unlike the fire risk probably due to the fact that fire tends to create a more vivid image of danger and urgency than flood. Therefore many policy holders do not know that they can recover under their policy should they suffer a flood damage. Continue reading YOU DON’T NEED A SEPERATE FLOOD INSURANCE COVER!→
We started a new series of discussion on Home Owners Insurance Policy last week and we examined the items covered under the policy. Having understood this, we now need to examine the degree of protection provided by the policy and those losses that the policy would provide compensation against.
Recently, there has been lots of campaign on social media for Home Insurance Policies. While this is a welcome development as the public are being encouraged to protect their most cherished possessions, many of these invitations do not detail the numerous benefits of this policy, what you should look out for when buying the policy and how you can effectively seek compensation under the policy. Continue reading HOMEOWNERS INSURANCE POLICY – WHAT DOES IT REALLY COVERS?→
The possibility of being dispossessed of our properties (be it personal belongings, business properties, trade stocks, or properties held in trust or on commission) by unscrupulous elements exist on a daily basis. When this happens, we are left in a disadvantaged position. Business activities can be completely disrupted if not terminated. Where and how to begin becomes an issue of great concern. Continue reading A COVER FOR YOUR COVER – BURGLARY INSURANCE→